House Of Cars works with more than 20+ different lenders to provide automotive financing to our customers. We work hard to ensure your vehicle buying experience is as hassle-free as possible by providing you with unparalleled service with competitive finance rates. With our exclusive credit rebuilding program, we can create a finance package that’s within…
Did you know that House of Cars offers an automotive broker program to give more customers access to our inventory of over 1,000 vehicles? We regularly work with customers from Calgary, Edmonton, Fort McMurray, Grand Prairie, Southern British Columbia, Saskatchewan, and other areas, to source vehicles and offer low monthly payments to them. A lot…
There has been a lot of discussion surrounding Canada’s new luxury tax, which was implemented on September 1, 2022. We get a lot of questions from people asking if any of our inventory is affected by the luxury tax. In short, no. All vehicles priced under $100,000 CAD are not subject to Canada’s luxury tax….
How does financing a car work? When it comes to making large purchases like a home or a car, most people don’t have large sums of cash in their savings accounts just waiting around. But if you do in fact have thousands of dollars tucked away somewhere, then there is a clear benefit in putting…
Contrary to popular belief, selling a used car is a rather accessible procedure. Anybody can pull it off successfully. Albeit, some prior personal experience can indeed tip the scales towards your favor. But realistically speaking, everybody has to start somewhere. And that might happen to be your case right now. First and foremost, if this…
If you recently received a bad credit score or are starting to build your credit history and want to know more about it, this blog post is for you! We will help you understand more about bad credit scores, why you can receive one and how you can finance a used vehicle even if you…
One of the biggest myths in the used vehicle industry is that only people with good credit history can be approved for used vehicle loans. This is completely false. Some dealerships and banking institutions might turn a blind eye to your credit history. However, they do not always offer the best deal for you, often…
When talking about bad credit scores, some people think that they will never be able to acquire financing. This is far from being true. Credit scores help banks, dealerships and other financial institutions know “how reliable you are” to pay back borrowed money. However, if you received a bad credit score due to a late…
Buying a car can be seen as exciting or a chore, depending on your liking for cars and your view of them. If you’re a first time buyer, however, it’s likely to be a challenge due to your unfamiliarity with the process. Nevertheless, your first car will give you freedom and independence that you don’t…
We all need to borrow money at some time, whether it’s for a major expense such as a house purchase or a new car, or something more modest. When you apply for a loan, your credit score is assessed every time to see if you’re suitable. If your credit score isn’t great, the amount you…
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