Regardless, a family vehicle needs to be reliable and affordable. This makes going with used cars from car dealers a great alternative if you’re on a tighter budget.

If you are overwhelmed by the options available, then it’s your lucky day! In this article, we have the best options for families like yours.

The list covers crossovers, SUVs, and minivans. These vehicles have some of the best accessories and features at an affordable price.

Best Midsize SUVs for Families

2021 Subaru Ascent

The Subaru Ascent is spacious, comfortable and well-equipped. It comes powered by a turbocharged 2.4-litre four-cylinder engine paired with all-wheel drive and yields above-average fuel economy.

One of the most outstanding safety features of the Ascent is its second and third-row seat belt reminder. It gives an audible and visual warning if the seatbelt is not fastened as the vehicle accelerates from a stop.

This feature gives the parents a sense of relief, and they can rest assured that their kids will always be safe and have their seat belts fastened during the journey.

The Ascent adds steering-responsive LED headlights to the list of standard features. You’ll also get a 6.5-inch touchscreen, Apple CarPlay, Android Auto, and innovative advanced safety features like a rear-row reminder system.

2020 Nissan Rogue

It’s spacious, comfortable, safe and well-equipped. You’ll find a 7-inch touchscreen, Apple CarPlay, and Android Auto.

The Rouge’s seats are some of the most comfortable in the segment, and it’s an excellent vehicle for longer drives.

The 2021 Nissan Rogue has advanced safety features to ensure you and your most precious cargo, your family, are safe and sound.

It includes the industry-first Snug Kids​​® Child Safety Seat Fit Guide. This guide helps parents find the right seat for their children and their car seat.

Parents can have their children safely positioned anywhere in the second-row with their car seats with the Easy Car Seat Installation.

Standard safety features include a rearview camera, forward collision warning, pedestrian detection, automatic emergency braking, lane departure warning, blind-spot monitoring, rear cross-traffic alert, and automatic high-beam headlights.

Best Minivan for Families

2020 Toyota Sienna

The Toyota Sienna offers impressive interior space and good performance. It gets a quick, powerful and efficient V6 engine and is one of the only minivans to offer all-wheel drive.

Aside from having plenty of room for up to eight passengers, the Sienna has a long-slide feature to bend the second row, giving more space for passengers or your groceries.

This feature makes it easy for the kids to get in and out of the minivan. It also has a lot of access for the parents to help their children fasten their seat belts and put the baby’s car seat.

The Sienna has sliding doors that you can activate via buttons on the dash. With this feature, the parents can stay calmer knowing that their kids won’t be swinging the doors open and damaging the paint on others cars’ doors.

You can also look at the doors to keep the kids from opening the doors before you’re ready or parked.

You’ll get a 7-inch touchscreen display, Apple CarPlay, Amazon Alexa and a Wi-Fi hot spot. It also includes many safety features, such as a rearview camera, front collision warning, automatic emergency braking, pedestrian detection, lane departure warning, lane assist, and adaptive cruise control.

2020 Chrysler Pacifica

The Pacifica comes with a 3.6-litre V6 engine that balances performance and fuel economy and is offered with all-wheel drive.

Built to carry eight passengers, the Pacifica delivers comfortable room for adults in all three rows and endless cargo-carrying choices. The Stow ‘n Go areas create more space for your family’s extra stuff when not holding the seats.

Standard Stow ‘n Go bucket seats in the second row and the third row let you fold the seating into the floor, creating a flat cargo area without needing to lift out and store the seats.

Standard features include the great Stow n’ Go seating setup, a 7-inch touchscreen, Android Auto, Apple CarPlay, a rearview camera, blind-spot monitoring, rear cross-traffic alert, and rear parking sensors.

Best compact crossover SUV for Families

2020 Volkswagen Tiguan

The Tiguan impresses with a clean and sophisticated design executed with upscale finishes.

The infotainment system features a 6.5-inch touchscreen loaded with Apple CarPlay, Android Auto, and a Wi-Fi hot spot.

The Tiguan is perfect for drivers and families because it comes in many different trim packages, perfectly customizable to different situations and needs.

This Volkswagen model stands out in the crossover department because of its available third row. The optional fold-flat row and flexible interior (three different folding options for the second row) offer interior space that the competition can´t.

For safety, the Tiguan comes equipped with a rearview camera, forward collision warning, automatic emergency braking, pedestrian detection, blind-spot monitoring, and rear cross-traffic alert.

Also, Volkswagen was awarded by the IIHS with the Top Safety Pick for the third consecutive year and scored very well in NHTSA car crash tests.

So, if your family ends up getting the Volkswagen Tiguan, parents can rest assured they made the right decision if their main concern it’s the safety of their loved ones.

2021 Kia Soul

The Soul comes standard with a four-cylinder engine, and a turbo-four is available. The driving experience and ride are smooth and comfortable.

The Soul’s cabin comes fitted with a 7-inch touchscreen, Apple CarPlay, and Android Auto, and you’ll also get a rearview camera and a rear-row reminder system. The audio system offers AM/FM radio, SiriusXM, MP3, and Bluetooth options.

It’s also equipped with six speakers throughout the vehicle, or you can upgrade to the infinity sound system. These features can make life on the road far more enjoyable, not to mention much safer.

With features like voice command navigation, you can keep your eyes on the road at all times to keep your loved ones safe.

One of the most critical concerns for a parent is keeping their children safe. Thanks to the installed Premiere safety features, you can feel protected and comfortable in your vehicle.

The Kia Soul has multiple airbags throughout the vehicle placed to protect you in the event of an accident. There are three-point seatbelts available for all passengers.

It’s also equipped with electronic stability control and vehicle stability management and includes electronic brake-force distribution systems.

If this is not enough, you can also upgrade your model to include forward collision and lane departure warning systems as well.

The Soul has a comfortable and roomy seating arrangement. There’s plenty of legroom for both front and rear passengers, with the availability to fold the rear seats down, giving more space for belongings.

Get Your Family Car At House of Cars

If any of these vehicles caught your attention, need more information, or want a test drive of them, get in touch with House of Cars, the best auto dealers in Calgary.

We distinguish ourselves from other car dealerships with our wide range of affordable makes and models, as well as irresistible financial plans that won’t break your bank. We even accept bad credit, so you won’t have to worry about limiting your options.

Click here to learn more.

You can get the car you want without getting stressed out or blowing your budget with some preparation and persistence.

This guide will give you the information you need to negotiate car prices.

How to negotiate the best car deal

Be prepared

Getting a reasonable price on a new or used car starts weeks before you even go to a dealership.

The first step is finding the car you want that meets your needs and fits your budget. You’ll want to know everything you can about the vehicle you have your eye on.

When you start visiting dealerships, you’ll want to confidently focus on the vehicle you want, not the used or new car they want to sell you.

Find the deals

Know what financial options dealerships are offering on cars you’re considering.

A great way to save some money without negotiating is by taking advantage of special financing or cashback incentive.

Even if you are getting a deal, you’ll still want to try and negotiate for a better car price. Some salespeople will tell you that you can’t negotiate if you are getting an incentive from a dealership, but that’s not true in most cases.

Head to the dealership

Now that you have the information about the vehicle you want, it’s time to visit dealerships, both virtually (via their websites) and in person.

You’ll want to spare enough time to do test drives on the cars you consider and work with multiple dealers to get the best price.

Remember, it’s a business transaction

The more you keep your emotions in check, the better the deal you’re likely to get.

Though it’s easy to develop an emotional attachment to your dream car, it’s important to remember that buying a used or new car is simply a business transaction. The less emotion involved, the better.

You want to remain polite and cordial yet firm when dealing with the salesperson, the finance manager, or the website manager.

You need to have a firm budget that you’ll stick to, the confidence to advocate for yourself, and the information to back up the price you want to get.

Negotiate the price

Knowing negotiation tactics some dealerships use helps level the playing field.

Ask the salesperson what price they want for the car. This limits how much they can ask for because once the price is out, they can’t just simply raise the price. And as soon as you state a car price that you are willing to pay, you can’t negotiate any lower.

The salesperson has several tactics to get the dealerships’ best deal, making you pay even more.

One of those tactics is trying to wear you down by making you wait as the salesperson goes back and forth to their “manager” to discuss your deal. Politely explain that you have limited time, so if their repeated delays continue, you’ll have no choice but to leave.

Another one is asking you to sign the salesperson’s offers to their managers, but those documents are meaningless. They are just designed to mentally lock you into the agreement. The only documents that matter are those you’ll sign in the finance office.

Throughout the negotiation, keep a calculator out where it can be seen. So when any calculations need to be done, do them yourself so that you both understand the numbers and avoid the chance that the sales rep is trying to trick the price or you.

Important disclaimer: Most of these sleazy tactics are used by untrustworthy dealerships. Respectable dealerships like House of Cars will instead focus on working together with you. The difference is clear as day, and you’ll be able to recognize it immediately.

Now seal the deal and complete the transaction while protecting the deal you just negotiated.

The best financing offers

If you come to the table with a pre-approved car loan, you have an offer they have to beat to get your business. Without a competing financing offer, you'll be at the mercy of the dealership for whatever loan terms they want to offer.

If you don’t have a car loan, you must know your credit score. When you know about your credit history, you’ll know what kind of financing you deserve to get and can refuse any offers that are not appropriate.

If you need help or guidance in the financial department, just contact our experts at House of Cars! They will guide you through our financing options to get the best deal for you without stressing over the details.

In fact, we will work with you regardless of your credit score since we believe that everyone deserves to drive a vehicle that fits their needs.

House of Cars was voted as the number one dealership in Calgary, and if you are looking for used trucks or other vehicles for sale, this is the place for you.

Click here to find the best deal for used cars for sale in Alberta!

If you plan to go on a road trip soon, you might be looking for a big SUV or a van to fit your friends and family, a compact truck to tow a boat or a hybrid for increased fuel efficiency.

Here’s a list of what might work best for you.

Which are the best cars for road trips?

Hyundai Elantra

You don’t have to spend big bucks to get a high-tech car that’s great for a road trip.

The daringly stylish new Hyundai Elantra packs tons of wow factors into an economical, refined package that’s well-equipped.

Most versions come standard with adaptive cruise control, and the Elantra is rated as high as 43 mpg on the highway.

The new Elantra is an excellent reminder of what we like about sedans.

Jeep Grand Cherokee L

The first-ever 3-row Jeep Grand Cherokee rides on a longer wheelbase than the standard model.

It has a new, high-tech interior with one of the best infotainment systems in the business.

This Jeep also offers an available 5.7-litre V8 plus Jeep’s outstanding off-road ability.

Toyota Sienna

With its 36 mpg rating, the Toyota Sienna is economical to take the whole family along for a ride.

Toyota’s latest minivan comes only as a hybrid, making it the most fuel-efficient van on the road.

The Sienna is more than just a green choice. This van has a spacious interior with tons of features, including standard driver-assistance tech to help make road trips even more relaxing.

And if you are looking for an even better option for road trips, here is a list of the best vans for sale in Calgary.

Best Vans for road trips

Mercedes Sprinter

The tall-roofed Sprinter Cargo Van comes in three lengths, and the longest one is almost as big as a small RV, meaning there might be room for a bathroom.

The Sprinter is also available in 4×4, making it the best option for van-lifers who want to spend a reasonable amount of time off-road.

Also, the Sprinter is very popular in the VanLife community, and it comes with high interior design versatility.

Nissan NV Cargo

The Nissan NV Cargo Van might not be the most popular option, but its ability to be converted to 4×4 makes it worth considering if you’re looking for a mean off-roading machine.

The Nissan NV is available in various configurations and features a spacious cabin but less cargo room than the competitors.

If head-room is what you’re after, the high-roof option has the second-highest ceiling out of all the van options.

Getting the best for road trips

If one of these options calls your attention and you are looking to save some money, check the tab of used vans on the House of Cars website.

Don’t hesitate to get in touch with our sales experts so they can help you find the best deal so you can go on your next road adventure!

Click here to learn more.

It is an exciting and worrisome time when teenagers first get their driver’s licence. Parents want to empower their children, while teaching them to be safe and responsible behind the wheel, starting with a good driver’s education program, car insurance, and an appropriate car.

Picking the right car can be the most challenging part, as many factors are considered. From credit reports, car loans, the quality of the car, its reliability, etc.

Which are the best cars for new teen drivers?

To make the cut and be considered among the best new cars for teens, vehicles must have:

• A Consumer Reports recommendation, meaning that it meets the standards for reliability, safety, and road-test performance.
• Good ratings in four IIHS crashworthiness tests: Moderate overlap front, side, roof strength and head restraints.
• Standard forward-collision warning and automatic emergency braking.
• A designation as either a Top Safety Pick or Top Safety Pick Plus by the IIHS based on the model’s performance in a crash, accident avoidance, and headlight tests.
• A rating of Good or better by CR for controls that are easy to use.

The best small car model for new teen drivers

Toyota Corolla

If stellar fuel economy, strong brand reliability, and standard advanced safety features are high on your checklist, the Corolla Hybrid could be the choice for you.

It has an impressive 48 mpg overall. The non-hybrid Corolla achieved a competitive 33 mpg overall, according to the test drives.

Both versions tackle corners more skillfully than the Corolla did before, thanks to well-weighted steering and limited body lean.

The Corolla provides the perfect balance between price and features. Although teens might rather drive cars they think are cooler or more stylish than a sensible Toyota, they can’t argue with its practicality.

Looking for something bigger?

Nissan Altima

The Altima’s finer points include a quiet cabin, easy controls, a big trunk, a roomy and comfortable rear seat. And, for the first time, the Altima is available with all-wheel drive.

The engine is now a turbo four-cylinder. Both acceleration and fuel economy are improved with the base 2.5-litre engine.

The Altima’s suite of safety features helps to address one of the most widespread problems for teen drivers; parallel parking. With the Altima’s available Intelligent Around View Monitor, such parking anxiety is a thing of the past.

The Altima’s front, rear, and side-view cameras work together to give the driver an overhead composite view of their parking situation, making it easier than ever to squeeze into tight spaces without the tried-and-true “reverse until you bump into something” method.

Who says teens can’t drive an SUV?

Ford Escape

The Escape can be equipped with lane departure warning and blind-spot warning. It has an available system that can automatically park the crossover in a parallel or perpendicular spot and even help exit spots without scraping the corners.

The Ford Co-Pilot 360's advanced suite of features will provide a safer driving experience for teen drivers. The suite includes a lane-keeping system, a rearview camera, and auto high-beam headlamps.

The pre-collision assists with an automatic emergency braking system and scans the road to detect pedestrians or other vehicles that may be in your path, and sends an alert. If you don’t react immediately, the brakes will automatically be applied.

The experts in cars, credit and loans

All these cars have many safety features, strong reliability reputations and are one of the best in the market for teenagers. Any of these will help keep your teen safe.

If you are interested in any of them, you can request a test drive through the House of Cars website and talk with our experts so you can rest assured that your teen’s car is the safest and smartest choice.

We understand that most families are budget-conscious, factoring in the likelihood of dings and dents in their car selection.

But then comes the problem of looking for vehicles that can help avoid collisions and limit injuries should a crash happen. That’s why families choose what works best for their budget and needs.

Teens nowadays want an aesthetic car that can show off to their friends and look cool. Since they are (usually) not paying, they have a long list of demands.

Here’s where the parents don’t have to worry. They can still comply with their teen’s needs without spending a lot of money.

If you live in the Calgary or the Alberta area and are looking for a trustworthy company to get a car loan or financing, make sure to check House of Cars.

They have several finance options, you can also talk with a sales consultant, and they guide you through the several options they have to offer until you find the one that’s best suitable for you regardless of credit history.

Click here to learn more!

That contract says that your car’s manufacturer, or the company you bought an extended warranty from, will pay for some repairs of your vehicle.

Having a car warranty can help you find peace of mind even on a day it’s not needed because it can protect you from paying out-of-pocket fees if your car needs repairs.

However, it’s best to keep in mind that not all warranties are set up the same.

What does it cover?

Car manufacturers, dealerships and warranty companies offer different warranties for your vehicle’s powertrain. The powertrain includes things like your engine and transmission and a more basic parts list.

You must read through your warranty. See what items are included in the car warranties you are considering. Things like your battery, clutch or brake pads are often not included.

A car warranty covers defects or damage during everyday use and can’t be considered normal wear and tear. It pays to replace defective parts with new or reconditioned parts at the company’s discretion behind the warranty.

Usually, it also covers labour.

How long does it last?

Whether you are buying new or used, arguably the most important part of your warranty is how long it lasts.

Often, your warranty will be quoted with a length of time and a mileage. For example, a “3-year/36,000 mile warranty” means that you are covered for three years from the date of purchase or 36,000 miles, whichever comes first.

If you are driving the average or more, your warranty will end a lot faster than three years.

Pros Of Car Warranties

Cost Saving

The truth is that some car warranty plans are less expensive than others. However, it’s essential to look around and find the best deal for your finances.

This means that a driver's warranty cost may be cheaper than buying a new vehicle. This is a significant consideration for many drivers when deciding if they can afford a new car.

Less Worry

It isn’t easy to find someone who does not need peace of mind while driving a vehicle. No one can afford to take any risks while traveling, and hence it is necessary to be sure that your car is safe in the hands of the owner or driver.

One of the best ways to have peace of mind while driving is to buy a car warranty from a reputable company.

Hence, no matter the car you have, it will still be protected from any unforeseen accident. It also gives you a sense of security, which is very important while on the road.

You will know that your car is in good hands and that no unseen accidents have occurred during the journey.

Comprehensive Coverage

Comprehensive coverage goes well beyond liability insurance, and it may also include the damage done to your vehicle and damage done to another car. Not only for accidents but from all sorts of natural disasters.

Comprehensive coverage is designed to protect you in case of accidents. If, for example, you are driving along and happen to hit a pothole in the road, the insurance company will cover all damages.

While this might seem like a good thing on its own, there are some circumstances where this kind of coverage might prove to be helpful.

“Cons” of car warranties

Not all repairs are covered

Routine wear and tear, including tires, may not be part of the deal, so check carefully to see what is and isn’t covered.

Make sure you see the warranty’s “exclusion list.” This will clearly show what is not covered under warranty. Reviewing this list will help you make an informed decision and prevent unpleasant future surprises.

A savings account may make more sense

If you don’t want to take that risk, you might consider saving up your own money to cover repairs in the future, and it only covers repairs listed in the contract.

The best advice always comes from an expert

If you live in Alberta and are looking for the best pre-owned cars, don’t hesitate to look at House of Cars Calgary. We are one of the best used cars dealers in Calgary!

Buying a car warranty is not just about the price of the coverage, but the saving on your future repairs without having to pay for them out of your pocket. If you do your homework and compare different plans, you can save a lot of money.

While still receiving the type of coverage that will help you through those rough times in the future, you should also check into your existing factory warranty to determine if you are entitled to receiving repairs costs without a rebate.

Even if you are still indecisive about whether to contract a car warranty or not, make sure to get in contact with our experts so they can help you find the best option for you.

Click here to learn more!

How do you find the car that will exactly suit your needs for years to come? What if you make the wrong call and end up with a vehicle that doesn’t work for you and burdens your finances.

Whether you want to buy a new car or look for used cars for sale, you have to consider the following for finding the right car.

Your needs matter

The "right car" depends on who you are and what you expect from a car.

Some of us like to make a statement with our vehicles, and others want to go for spirited drives on weekends.

In those cases, practicality tends to take a back seat to how the car makes you feel.

Budgeting comes first

Unless you're paying cash for your car, you'll need to think about financing your purchase or lease. Knowing your budget beforehand will help you negotiate your next car or truck.

Not sure what kind of vehicles fall under this monthly payment? Take a look at the House of Cars affordability calculator, which lists cars that fall into the price range you've predetermined.

Keep in mind that the prices on the results page will change based on the trim level, options, taxes and finance fees.

Leasing vs. Buying, Which One Should I Choose?

Leasing and buying each have pros and cons, and how you feel about these may help guide your decision on which route to take.

For example, a lease requires little or no money down and offers lower monthly payments. But when the lease ends, you have no car and will need to go shopping again.

On the other hand, buying a car is more expensive initially, and the monthly payments are higher. But when you pay off the loan, you will own a vehicle that you can drive for as long as it runs.

Here are a few more factors to consider when deciding between leasing and buying:

Leasing

• You can drive a more expensive car for less money.
• You can drive a new car with the latest technology every few years.
• Most repairs will be covered under the factory warranty.
• There are no trade-in hassles at the end of the lease.

Buying

• You have more flexibility to sell the car whenever you want.
• You can modify the car to your tastes.
• There are no mileage penalties if you drive a lot.
• Your car expenses will be lower in the long run, provided you pay off the car and keep it a while.

Find Cars for Sale

Once you already know what type of car you want, we recommend looking them up online at different car dealerships. Get in touch with the dealerships and ask them for more information and details about the cars that piqued your interest.

You'll usually hear back from the dealership via an email or phone call soon after you request a special offer. This is the time to verify that the car is in stock, schedule a test drive, and ask any additional questions.

If you're not ready to complete the deal, just make a note of which dealerships have the vehicle you want, and contact them when you're ready.

Take It For A Spin

By making a test-drive appointment with your local dealerships, you ensure that the car will be waiting for you when you arrive. We recommend test-driving about three different vehicles, so you don't limit your options.

A car might seem to have all the features you want, but the true test occurs when you are in the driver's seat. You should test-drive the car the way you would drive it during your everyday life.

While you are evaluating the car, don't get distracted. Take your time looking everything over. A good salesperson will respect your need to experience the vehicle and let you focus on the driving experience.

Sleep On It

After test-driving several cars, the choice should be clear. If it isn't, sleep on it, and you might have your answer in the morning.

If not, you might need to take a few steps back and drive more cars. It's better to take longer in the shopping phase than have buyer's remorse later.

While making the right decision is important, it's also good to realize that there isn't one correct answer. Today's cars are safer than ever before, and they get better gas mileage and have amenities at a lower cost than in the past.

In short, there could be several good vehicle choices, and the final decision is really a matter of individual taste.

Get A Second Opinion From The Experts At House Of Cars!

Now that you've done the research, we hope that you feel confident you've found the right car for you.

If you need assistance in making an even better decision, don’t hesitate to contact our experts at House of Cars. We can help you find the best used trucks and cars for sale in Calgary, Alberta and any other used car you are looking for.

Click here to get in touch with one of our experts!

Since we’ve already been down this road, we’re sharing the best and worst car-shopping advice we’ve heard. Also, we are setting the truth to some of the myths out there.

This will help you know what you should consider and what advice to follow when buying a car. In the end, making an informed decision is most important.

The Most Reliable Advice

1. Think about financing

While a traditional and obvious piece of advice, it’s the most common for a reason. Some people just dive headfirst into the purchase without restraint (especially those that just got an upgrade on their credit cards or a raise at work).

Before visiting any dealership, have a sense of what kind of deposit you can put down and what monthly payment you can afford.

It also helps to research available car loans to get a sense of what you qualify for.

Trying out a service like the Payment Calculator available on the House of Cars website allows you to select rates and terms that fit your budget and then obtain offers from reliable lenders.

2. Check your credit score

Knowing your credit score can be helpful as well. Take it from Justin Lavelle, CCO of BeenVerified:

“Having a good idea of your credit report and credit score and the interest rates available can help you negotiate a good deal and save hundreds, if not thousands, of dollars.”

Don’t worry if you don’t know the basics of credit scores or car loans because House of Cars has you covered. You can find the financial plan that suits you best on our website.

If you prefer a more personal interaction, you can talk with one of our sales consultants and guide you through the several options that HOC has to offer.

3. Shop around

Research the cars you might be interested in before heading to a dealership, rather than going in unprepared.

It is as simple as looking online to determine what kind of car you want. You can search anything from “best cars for families” to “best used cars under 10k.”

4. Compare prices

Lavelle also stresses getting detailed pricing info in advance:

“Price the car at different dealerships and use online services to get invoice and deal pricing.”

Use the site’s car value tool to find out the MSRP and the dealer invoice of a car, as well as a range of prices you can expect to see at dealerships. You can search for and request pricing on any make, model, or year of car.

You may get a slew of phone calls, emails, and texts from dealers immediately after, but having information from different dealerships can help you negotiate prices. You should also visit dealer sites to look for rebate offers.

5. Research your trade-in’s value  

If you have a trade-in, don’t wait for the salesperson to tell you what it’s worth.

You can get a sense of the value ahead of time so you know if you’re receiving a good offer. Many sales consultants will give you a guaranteed price for a trade, eliminating complicated haggling at the dealership.

6. Always test drive potential purchases

You may want to pass on the test drive if you’re familiar with a particular make and model, but Lavelle recommends taking the time to do it anyway:

“It is a good idea to inspect the car and give it a good test drive just to make sure all is working and there are no noticeable squeaks, rattles, or shimmies that could cause you headaches after your purchase,” he says.

7. Look at car histories

Before selecting dealerships to visit, search for consumer reviews so you can avoid having a bad experience.

However, Lavelle warns that just because a car sits on a reputable, well-reviewed lot does not necessarily mean that the vehicle is issue-free. So he recommends digging deeper, especially for used vehicles.

“Services like CARFAX represent that they can tell you about the car’s life from first purchase forward, so that might be a good place to start,” he says. He also recommends checking the title, which you can do online via the DMV.

Advice That’s Just… No.

1. The wealthier you look, the more you’ll pay

Many think that dressing poorly when you enter the dealership leads the salesperson to believe you don’t have a ton of money. They’ll supposedly need to give you a bigger discount to sell the car.

Regardless of what you’re wearing, the dealership will ultimately run a credit report, the true picture of your financial standing and creditworthiness.

2. Wait until the last minute to mention your trade-in

Trade-ins make money.

Depending on popularity, supply, and demand, your trade-in may be worth more than you think to the dealer. It’s also more likely that you’ll be able to afford that new car, so the dealer has an incentive to offer you the best price.

If you spring your trade-in at the last minute, the salesperson will have to go back and rework all the calculations and paperwork completed so far, a complete waste of time.

You’ll also know what the dealer is offering for your trade-in, which will help you decide whether to accept the offer or sell it privately.

3. Buy it before someone else does

You’ve found your dream car, it has every upgrade you wanted, the perfect colour, and it’s the only one on the lot. Buy it and run!

No, wait. Take a breath and come to your senses.

A hasty decision can have tragic financial consequences.

If a salesperson uses the “buy it before it’s gone” tactic, it’s only because they’re trying to nail down a sale. Don’t fall for that trap, and take the time to do your research and price comparisons.

4. Buying a used car is taking on someone else’s headache

Who says a new car is the only way to go?

Pre-owned cars are big business in today’s market. Pre-owned cars have some advantages, especially when you purchase through a reputable dealer.

With limited miles and a few years under its belt, all the kinks have been worked out. After all, the dealership has likely put it through a thorough inspection. With enough luck, some may still be under the manufacturer’s original warranty.

Car Buying Myths Everyone Believes To Be True

1. You can’t get a good car deal/car loan with a bad credit score

Though it may seem impossible to get a loan with bad credit, the good news is that it's not.

There's no minimum credit score required to get an auto loan, which means people with poor credit may just need to find the right lender or loan to get behind the wheel.

At House of Cars, we are proud to accept both good and bad credit. We’ll do you one better: When you partner with us, you can drive your new vehicle and rebuild your credit at the same time!

Keep reading to find out more!

2. Buy a car on a rainy day.

The idea is that due to bad weather, no one will be on the car lot, and the dealer will be desperate to make a sale.

This usually means the dealership is both wet and crowded. People think it will be empty, and that’s why everyone is there.

Another variation of this myth is to go to a dealership just before it closes. Then, the sales staff will supposedly agree to a lower price because they want to go home.

The truth is they'll work well past closing time to finalize a fair deal for both parties.

3. You Have To Pay Cash To Buy A Used Car

It’s uncertain how this rumour came about, but financing a used car is no different than financing a new one.

Paying in cash will keep you out of debt, and making a sizeable down payment will help you save on the monthly payment and interest rate.

If you come across a dealership that only accepts cash to buy a car, this is a red flag.

Quality car dealerships will give you various options for financing your car, new or used. In fact, many dealerships will incentivize you to use in-house financing because it benefits both you and the dealership to do so.

4. Dealerships Only Want Your Money

Now, this isn’t true at all. While some people are more than willing to take advantage of you, reputable dealerships like House of Cars work together with you so you can get a great car and financing plan all in one place.

Mutual benefit and trust are what guide our services.

Discover the benefits of working with House of Cars!

At House of Cars Calgary, we can create a finance package within your budget and tailored to your needs. When you partner with us, you have access to our exclusive credit rebuilding program regardless of your credit history.

Cars are a necessity in this day and age, and your credit shouldn’t get in the way of that. Speak with one of our sales consultants about refinancing options, and we’ll work with you to ensure you receive the best car loan no matter what your credit score is.

Shopping for a car can be frightening, but you won't have any problem buying a car with the proper research, preparation, and knowing the best advice.

Click here to get started.

Fun fact, it is common to hear that European and American manufacturers were the first to launch their premium models, but the Japanese were the first to launch their proposals in the mid-nineties.

If you want to buy an SUV, you ask your friends and family for tips and research to be informed and make the best choice.

This blog will tell you about some of the best SUVs to buy used and why.

Best SUV Models to buy used up until December 2021

As of now, here’s a look at the best deals for used SUVs for sale in Calgary

2019 Infiniti QX60

If you believe that this is the typical conservative SUV, it’s quite the opposite. The 2019 Infiniti QX60 has an interesting and long list of qualities that make it a real option in the premium segment.It can comfortably accommodate up to seven passengers in its three rows of seats.

2018 Audi Q5

The 4-door Audi Q5 is a compact, crossover sport utility vehicle and offers a smooth ride with great power. The car features advanced technology, an excellent sound system, and a spacious and comfortable interior.

One of its greatest assets is that it drives quietly and smoothly. Its 2-litre V-4 engine is 248 hp, and its sportier upgrade, the SQ5, has a 3-litre V-6 engine with 349 HP.

The Audi Q5 has all-wheel drive, and its good base suspension gives it a smooth ride. The interior is muted to outside noises.

The driver has access to one of the best infotainment systems on the market, the MMI system. The touch screen menu is easy to navigate and program. It helps the driver find information such as fuel control and traffic management with quick and easy access. The system controls the radio tuner, CD changer and other electronic and entertainment functions.

Standard features include all-wheel drive, forward collision warning, autonomous braking, cruise control, lane keep assist, rain-sensing windshield wipers, a rearview camera, and a 360° camera system.

The Audi Q5 includes heated and ventilated front seats, electronic rear child locks in the door, 'Audi Connect Care,’ a 7-inch driver's display, a parking assist system and roof crossbars.

2019 Mercedes-Benz GLE-Class

Mercedes-Benz GLE-Class is the maximum expression of the SUV segment with which the German brand is achieving a significant impact on world markets. The company surprised everyone with its new version of SUV, much more aggressive, sporty, solid and injecting an air of youth in its wake.

The Mercedes-Benz GLE-Class is not a regular SUV. Due to its dimensions, it is a large off-road vehicle with a four-sided door format.

It also has parking cameras with 360º vision, and Active Parking Assist with PARKTRONIC.

The new GLE-Class has a 9G-TRONIC nine-speed automatic transmission with four-wheel drive. It is a versatile vehicle that can go from a powerful sports car to a true off-road, thanks to the systems that allow it to lower or raise its body to overcome challenging terrain.

The GLE-Class uses an electronic system called the ACTIVE CURVE SYSTEM.

To improve the safety of this car, Mercedes-Benz has incorporated technologies such as ESP Curve Dynamic Assist and Crosswind Assist, designed to counteract the force of the crosswind.

2019 Toyota RAV4

The vehicle was designed specifically for consumers who wanted to take advantage of the benefits of an SUV, such as more cargo space, higher visibility and the option of all-wheel drive, but without having to sacrifice the maneuverability and fuel efficiency offered by a compact car.

The RAV4 arrives with a new design. Its appearance is more daring and robust, with a front inspired by the current Toyota Tacoma that at first glance summons anyone to both urban and outdoor adventures. At the same time, they improved their handling, everyday comfort and fuel efficiency.

It has a 2.5-litre 4-cylinder engine that alone can produce 176 horsepower. However, its three electric motors catapult this figure to 219 horsepower.

The Toyota RAV4 has a spacious interior packed with technology. The dash is more symmetrical, with a large, center-mounted 8-inch screen and larger knobs for controlling the infotainment system.

It includes satellite radio, navigation system, option for an 800-watt JBL house audio system, wireless internet, cordless phone charger, Apple CarPlay, Amazon Alexa, and up to 4 USB ports.

The 2019 Toyota RAV4, completely redesigned in its fifth generation, is an excellent choice for daily driving, with an engine capable of handling the demands of roads, highways and high marks in fuel economy.

Choose the right vehicle with House of Cars Calgary               

After reading this article, you are now well aware of the best SUV Models to buy used.

However, there’s still the matter of finding which SUV is the right one for you.

If any of these models call your attention, don’t hesitate to contact your closest House of Cars dealership. So we can help you find the SUV that speaks to your needs and one that will accompany you for the long road ahead.

Click here to learn more today!

If you are a complete beginner to the world of car purchasing, you might be struggling to understand these concepts. We will help you make an informed decision on which type of purchase is best for you.

If you want to buy a rental car from a car dealership or public car auction, be sure to consider the potential benefits and risks first. You might be able to get a preowned car that is more on the newer side at a well below market value, but you’ll want to weigh the pros and cons before you buy one carefully.

Rental Means ‘Used’, And That Is Not A Bad Thing

As soon as you notice that your car is starting to get old and unreliable, or you need a new car to help make your day-to-day life much easier and more convenient, it’s worth taking some time to look at the different car dealerships Calgary has to offer.

We all know that buying a rental car may sound risky. With so many previous drivers, will it even be reliable?

Used-car shoppers don’t need to worry. Former rental cars tend to be well-maintained, easy to buy, and competitively priced. Plus, most car rental companies only use their vehicles for 1 to 2 years before replacing them.

Buying a rental car is a lot like buying from a used-car dealership. They inspect their vehicles before a sale, offer warranties, allow an extended test drive, and allow you to trade in your current vehicle.

Still, there are some special considerations when buying a rental car. In most cases, buying it from a used car dealership is the best option.

Why choose a Car Dealership?

1. More Choices

A dealership will offer you the chance to test-drive various models from different manufacturers. House of Cars, for example, offers a range of options such as manual versus automatic or the addition of tech features.

Whatever type of vehicle you need, you’ll find it here, which means you spend less time driving to different places, asking around for options and investing more time in getting a great deal.

If you truly want the best chance of finding your dream vehicle, the multiple options a car dealership offers are the answer.

2. Flexible Payments

With a used car dealership, you’ll have several payment options. Those options include making monthly payments or potentially renting the car instead of purchasing it.

Moreover, the ability to get a car loan even though you have a low credit score or a small deposit opens the door to many new payment opportunities. This is great news for your wallet.

You should make every car purchase with financial factors in mind. Dealerships have better financial plans than most other places.

Here at House of Cars, for example, we offer financial plans that cater to your budget, a wide range of interest rates and finance terms, credit consolidation, low bi-weekly payments on approved credit (O.A.C), unemployment insurance, and private sale financing.

With the help of one of our experts, you’ll quickly understand the various options available. They will also help you find financial aid that suits you best and help you get access to the funding you need to drive out of the lot on the vehicle of your dreams.

Plus, with our Credit Rebuilding Program, you’ll easily be able to keep on top with your payments, meaning that your credit score will start to improve, and things will be even easier next time you need financing.

3. Gain Support

While you have a pretty good idea of what car you want, a dealer can help you discover the car you need. Sometimes, opting for a different model to the one you initially considered can make all the difference in driving experience and your finances.

The dealer will spend time discussing your driving habits, requirements, and personal tech preferences. You’ll always have the opportunity to test drive a vehicle before committing to purchase, so there is no pressure to buy, and you won’t get that with many private sellers.

With the support of an expert on your side, you can find a winning solution.

4. Peace Of Mind

Last but not least, simply knowing you have made the right choice with your used car purchase can provide peace of mind. This is arguably the most telling factor of all.

Owning a car has become a necessity, and we believe that everyone should have access to a vehicle, regardless of their financial situation.

If you partner with a trustworthy dealership like House of Cars, you can rest easy knowing that your new car and payment plan will not drain your bank account.

Team up with House of Cars Calgary

If you are looking for used vehicles for sale in Calgary, be sure to visit House of Cars. We were voted the number one auto dealer in Canada five years in a row!

More than that, we are proud to continue our mission of providing our customers with personalized services that deliver great vehicles, financial plans, but most importantly, peace of mind.

Click here to get started!

One of the various advantages of buying a used van is that you have a large selection of used vans to choose from. However, this can also make the shopping process a little bit difficult since it’s hard to decide when there are many options available.

We would like to suggest buying used from the Honda Odyssey line. Here’s why:

The Best Ones to Buy Used from Honda

Ever since the Honda Odyssey 2016 model, they come standard with 6-speed automatic transmissions, a backup camera, and a new infotainment system. Forward collision warning, lane departure warning, and a vacuum cleaner were also available.

The front-wheel-drive Honda Odyssey is a van that can seat seven or eight people, depending on the trim level and has a 280-horsepower, 3.5-litre V-6 engine that works with a standard nine-speed automatic transmission and an optional 10-speed automatic.

But the Honda Odyssey is not only capable and composed on the highway, it also treats passengers in every row to comfortable, spacious seats and a smooth ride. Plus, its convenient tech options can make your day just a little bit easier.

It’s affordable as well! The entry-level 2019 LX model starts at around $31,000. The more luxurious, fully loaded Elite model comes at less than $49,000. Just imagine the bargain price on even earlier models!

All in all, it stands to reason why the Honda Odyssey is one of the brand’s most popular models.

Is this the right van line for you? If you are looking for something different but don’t want to worry about the price, be sure to buy at the right place!

This is why you will need to visit a well-trusted used auto dealership that can help you acquire the right used van for you. This is where we come in!

Get The Right Used Van With House Of Cars

At House Of Cars Calgary, we offer a broad selection of used vans for sale from all kinds of well-known brands like Honda, Dodge, Nissan, Kia, Toyota and more!

Not only that, but we also offer financing solutions to ensure that your used vehicle buying experience is hassle-free. We will work with you to ensure you receive a used car loan with terms that work best for you.

Not even your credit score will get in the way of you driving off in a car that provides reassurance on the road and on the bank.

You read that right. We accept both good and bad credit!

Contact us today to drive out of the dealership with your dream car and financial peace of mind!

Driving your vehicle under these conditions when unprepared could lead to a severe accident or collision that could cause both financial and health problems if you are not careful.

Thankfully, changing to the right tires is not a difficult thing with the right help.

How Do Winter Tires Increase Safety?

Winter tires are specially designed to have more control in harsh and unpredictable winter conditions. The key is the composition as well as their deep and wide tread grooves, enhancing the grip on snowy or slick roads.

Not all winter tires are made equal. Choosing a high-quality set could mean the difference between smooth sailing and an increased safety risk.

Will All-season Tires Work Fine During Winter?

All-seasons have a cheaper price tag, so it’s very tempting to save the extra money and opt out of winter tires. But should you?

Although they don’t do a bad job during winter, they actually work best for mild weather conditions and little snowfall. During intense temperature changes, snowstorms and high snow build-up, all-seasons may have you getting stuck in snow or slipping and sliding on ice.

Ultimately, whether you should go with all-season tires or winter tires all boils down to what part of Canada you find yourself in.

When Should You Switch Your Tires?

Although some provinces in Canada, like British Columbia and Quebec, require drivers to change their tires before a set date, some other areas like Alberta don't follow these guidelines.

A good rule of thumb to follow is to change your tires when the temperature in your area begins to sit at 7℃ consistently. This is when the rubber in your summer tires starts to seize and stiffen, making them less effective.

Get The Right Tires With Our Help!

Don’t know what kind of tires will work best for your vehicle or need high-quality tire installation services? The tire experts at House of Cars are the right choice for you!

Click here to get your winter tires today!

These are some vans that have been proven reliable throughout the years, maintaining an excellent reputation.

1. Mercedes Sprinter

With advanced technology and luxurious styling, the Mercedes-Benz Sprinter is a van with unmatched comfort levels in every version.

It comes equipped with either a four-cylinder turbo diesel engine with excellent fuel economy that can deliver up to 177 horsepower or a powerful V6 turbo diesel engine of up to 190 horsepower with 325-foot pounds of torque.

Mercedes is known for being a high-quality and luxury brand. They launched the first Sprinter van model back in 1995. Since then, this van has attracted much attention for its astonishing 3,500-pound load capacity, 5,000-pound towing capacity, and driving practicality.

If you are looking for a van to transport merchandise or travel with your family and friends, this minivan is a great option for you!

2. Ford Transit

The Ford Transit is a simple-looking van with a utility-oriented powertrain. A vehicle focused 100% on efficient work.

Whether for the transport of passengers or supplies, this cargo van has an incredible range of capacity (3,600-7,700) depending on the model and offers attractive savings to the business that acquires it since its engine runs on diesel. Diesel-based engines are more efficient and cost less.

If you are looking for your business to be more efficient and have lower costs, this option is ideal for you!

3. Dodge Ram ProMaster

A powerful and safe cargo van. The RAM Promaster is a van with an excellent towing capacity of 6,700 pounds and security technology to protect what you transport.

The design of this truck is pretty straightforward. Square, without many details to prioritize agility in laps and comfortable interiors. Unlike other vans on the market, the box is wider and taller, allowing a greater cargo volume to be transported simply because of its superior size.

If you are looking for a van with a high load capacity, this model is a great option for you!

4. Chevrolet Express

The Chevrolet Express is very accommodating in space for cargo or passengers, depending on the chosen configuration.

It also offers three different power options depending on the specific needs of every user. Its spaciousness and versatility have made it one of the essential vans for commercial fleets worldwide.

Are you looking for versatility? This model might be for you!

The #1 place to find vans in Calgary

If you are looking for a used van in excellent conditions and the most competitive prices on the market, House of Cars is the ideal place for you!

Here, you will find an extensive catalogue of used vans and other used vehicles inspected by our experts that comply with all safety standards and ensure everything is  in perfect working order.

In addition, you will find a variety of financing options that can adapt to your budget to better help with the process of getting the perfect van for you.

Wait no more, call our experts today!

We will help you understand more about bad credit scores, why you can receive one and how you can finance a used vehicle even if you have a bad credit score.

Bad credit refers to an individual’s history of poor payment of bills and loans and the likelihood that they will not honour financial obligations in the future.

Can you get a loan for a used car if you don’t have a good credit score?

Getting a loan while having bad credit is possible, but it can certainly make it more difficult. These are some of the reasons why you could be lowering your credit score:

• Missing a monthly payment
• Declaring bankruptcy
• Having the wrong credit card
• Only paying the minimum
• Identity theft
• Loss of job or illness

The lower your credit score is, the more risk it represents for lenders, as they don't know if you will be able to pay them back. This is the reason why your interest rate could be higher.

On the other hand, having a good credit score will be essential to getting bigger loans for more important stages in your life, such as your next car loan or even a mortgage for your home. A good credit score will even improve your rates and make it even cheaper for you in the end!

All because you handled money responsibly, and lenders can trust you.

Next are some strategies that you can do to repair your credit score and get to a place where you can get a loan that is good for you.

• Save money for down payments
• Consider the affordability of the monthly payment
• Have different options for lenders
• Make principal payments

How can a dealership help me finance my used car?

For a dealership like House of Cars Calgary bringing high-quality used cars to all of our clients, regarding their credit scores, is a high priority.

Our finance experts can build a loan plan that suits your needs or re-build your current loan if you have troubles with your monthly payments.

With HoC’s financial plans, you will have fewer difficulties to fulfill your monthly payments, which in the long run will prove that you can make your payments on time and will increase your good credit score.

What are you waiting for? Call our experts today!

This is completely false.

Some dealerships and banking institutions might turn a blind eye to your credit history. However, they do not always offer the best deal for you, often resulting in more significant financial problems.

Dealerships like House of Cars know how important a car is for individuals, families, and businesses and offer the best financial solutions for their clients regardless of their credit history.

If you are currently having a hard time getting approved because of your credit history, keep reading.

This blog will teach you what you can do.

Start by reviewing all your different lender options

The process of applying to get a used car loan is very different between dealerships and banking institutions.

Do a little research on how they carry out their processes and read the reviews of past clients. This will help you have a clear understanding of how these institutions treat their customers.

It is expected that with poor credit history, acceptance rates for loans at banking institutions are slim to none. In addition, they also have long and tedious application processes that will make you lose days or even months until you get a response.

Some dealerships, such as House of Cars, offer financing options for clients with any type of credit history. If you want to know more about it, you can check our website or contact one of our experts here.

Check your credit history

Before starting any negotiation, you need to play your cards well.

Being familiar with your credit history will help you act fast in case of any inaccuracies with your credit history like, unknown charges on your credit cards or other issues that lower your credit score that you might not even be aware of.

In case there is any incorrect information, you will have time to appeal it and solve it. Otherwise, your chances of getting approved will decrease.

The higher your down payment, the lower your monthly payments

Forget about unnecessary expenses and set short-term savings goals. This way, you will have enough savings for your down payment much faster than you thought. In addition, this will make you more likely to get approved.

Lowering your monthly payments results in more money available each month to save up. Imagine once the pandemic is over, you have enough money saved to go on a well-deserved vacation!

However, there are times where budgeting for a down payment might be tricky due to economic strain.

Be sure that the dealership you visit personalizes your loan to get flexible monthly payments that suit your budget to make your financial life more manageable. You won’t need to pay an incredibly high down payment and won’t have to sacrifice your monthly budget.

You are closer to driving the vehicle of your dreams!

Not only do people with good credit history get loans to buy used cars. By evaluating all the options offered by lenders, studying your credit history, and figuring out your ideal budget, you are now closer to hitting the road with the vehicle of your dreams!

This process is much easier when a dealership that cares about your finances is on your side. At House of Cars Calgary, we have a team of finance experts waiting for you to grant you a loan plan that suits your budget, regardless of the status of your credit history.

What are you waiting for? Call us now!

If you are a first-time buyer and are looking for a used truck, we want to help you. In this blog post, we will explain everything you need to know to make a successful purchase.

Make a checklist

This is a checklist that will help you during your search for the truck model you need:

• How much are you willing to spend?
• What will be the most common use that you will give the truck?
• Budget available for maintenance
• The amenities that are essential and those that are desirable
• Will you be paying in full, or are you leaning towards financing?

With these in mind, it will be much easier for you to stick to your needs and not get carried away by salespeople who want to convince you to spend more than you can afford.

Test drive the truck before you buy it

Some problems are undetectable at first sight, especially if you have only seen the truck in pictures on the internet. If possible, try to make an appointment with your dealership or truck owner you are looking to purchase from for a test drive.

Check the lights, brake response, strange noises, dashboard, or any other sign indicating a mechanical issue that you are not aware of.

If you are still unsure or want a second opinion, you can ask to have a mechanic inspected. Dealerships like House of Cars have an in-house mechanic so that you can do it all in one place.

Used trucks need constant maintenance

Of course, all vehicles must receive regular maintenance. Trucks, although being very resistant vehicles, also need care.

Taking care of your truck will ensure its longevity and performance. Here are some of the general care tips that we recommend you frequently do:

• Check oil levels.
• Ensure the tires’ air levels are within the optimal range. No more, no less.
• Do not drive if you run out of coolant liquid.
• Keep your gas level above half whenever possible.

Only trusted dealerships like House of Cars have reviewed the above points and ensure everything is in working order.

Purchase your next pre-owned truck at House of Cars

If you are unsure where to start looking for the truck of your dreams, make sure you visit us!

At House of Cars Calgary, you can find the best truck models in the market. We also have great financing options and after-sale services, including an in-house mechanic for all your automotive needs.

Our experts are waiting for you to help you hit the road with the truck of your dreams! Call us now.

This is far from being true.

Credit scores help banks, dealerships and other financial institutions know "how reliable you are" to pay back borrowed money.

However, if you received a bad credit score due to a late payment or an error in the system, it does not mean that you cannot responsibly pay a loan or that you cannot improve your score in the future.

For this reason, lenders do offer financial options but under different conditions. If you understand the main differences between these conditions, you will choose the right option for you.

The financing experts at House of Cars Calgary want to show you it is possible to get an auto loan even if you don’t have a good credit score while increasing it in the process.

Compare as many lenders as you can

There are many lenders on the market, and some promise to have the best rates, but you must compare all of the rates they offer you and make sure this is true.

When you don't know the standard market prices, everything can look way better or worse than it is. The better you know this market, the easier it will be to identify which is a good option for you and which is not.

Read in between the lines! Ask lots of questions and, if possible, ask for references from past clients. Were the advisers of those dealerships responsive? Did they answer all your questions? Were monthly payments adapted to their necessities?

Go for a small loan

Small loans represent a lower risk for the lender. Therefore, if you apply for smaller loan amounts, you have more chances of getting it approved.

Choose monthly payments that you feel comfortable paying on time. You will feel more financially stable every month. Once you finish paying the total amount, your credit score will increase if you can meet all your payments on time.

Step by step, you will be able to raise your score and be eligible for larger loans.

Check your credit report for errors

The result of your credit score may not be entirely your responsibility.

If you haven’t reviewed your credit report in detail for a long time, perhaps some error has gone unnoticed. You must dispute anything you think is a mistake as soon as possible.

Negotiation is key

You already planned your budget, don't let anyone convince you otherwise.

Dealerships, banks, and credit unions can be persistent in trying to convince you to take on a larger loan.

Stick to your budget and negotiate the best terms and rates. If you can’t get it, sometimes it is better to walk away.

A Dealership committed to offering the best service to its clients, like House of Cars, will be able to provide you with a professional financing service and to put together a financing plan that truly adapts to your budget.

Do you want to get an auto loan to finance your used car? We are waiting for you!

The finance experts at House of Cars Calgary have the right solution to finance your used car regardless of your credit history.

Our experts are prepared to design financing loan plans that adapt to your budget and have flexible monthly payments that lead to a more comfortable financial life. The ideal solution to improve your credit score in the long term!

If you are currently in a financing plan but feel that it does not benefit you, our experts can also offer you a credit rebuilding program.

What are you waiting for? Call us now!

Lower prices and excellent quality are just some of the characteristics of pre-owned cars. You can drive a great car and have more cash in your pocket than if you had bought a new one!

Here’s why buying used cars is one of the most intelligent financial decisions you can make.

• Your money is worth more over time

Unlike new cars, the cost of buying a used car is significantly lower.

Why is that? It’s a bit more complicated than just “because it’s not new.”

A disadvantage of buying new cars is that they lose 40% to 60% of their value within the first 4 years of use. Putting it into perspective, if you buy a new car for $50,000 and try to sell it years later, you would have to sell it for $30,000 at the most.

If you, later on, decide to sell a used car you purchase, it will only decrease its cost value between 10% to 20% depending on the years you use it. A much smaller percentage of difference will make you lose much less money.

Following the previous example, those $50,000 would be $40,000 at the least by the end of it.

• Better financing and insurance options

When requesting a quote for insurance and loans, lenders will define the value of the car considering the price at what you bought it, not the price it used to have when it was new.

Naturally, if you buy a used car, the cost of these services will be lower for you than what it originally was for the previous owner. This means having higher chances that your down and monthly payments will be more affordable than those with new cars.

This is something that the financiers at House of Cars know very well! Our financing plans for used vehicles have affordable monthly payments that are also adapted to your budget.

• More money available in your pockets

Buying a used car means saving money from the moment you buy the vehicle and even paying for financing and insurance costs. Now you can enjoy the extra capital that you will have available!

By having lower monthly costs, you can enjoy your car while saving that extra money to plan an incredible vacation, prepare yourself financially to buy your next vehicle or just have some savings in case of emergency.

• Your next step into taking a significant financial decision

Now that you know all the financial advantages of buying a used car over a new one, it is your turn to take the next step!

To make the most of your money, you should start looking for dealerships that offer used car models that meet quality standards, competitive prices, and financing options.

You can find all of this at House of Cars Calgary. Wait no more, call our experts today!

In today’s world, it is not hard to find yourself in need of a second-hand car for your family.However, getting a loan for a used vehicle can strain your finances if not done correctly or consider some things first. It can also be a complicated process in many cases.

To assist you, we have compiled a list of recommendations to raise your chances of getting approved for a loan.

Ask yourself: What are my chances of getting approved?

At this point, you should first be looking into your current financial status since getting a car loan will sometimes result in getting a hard credit check, which can take longer depending on the institution and your current credit score.

However, if you manage to get approved and keep up with the payments, it can help you increase your credit score.`

If kept unchecked, this can also make it harder to pay any other crucial expenses or lower your score.

However, that is only the case if you have bad credit; if you were to have a good score backing you up, then a car loan might not have such a drastic impact after all.

Nevertheless, if your credit isn’t as desirable, your efforts should primarily be aimed towards improving your credit score as much as you can before first applying for the loan.

Try to pay all your bills in time and reduce your debt as much as possible in the meantime.

We understand that it is easier said than done in some cases, but it can make all the difference if achieved.

Research potential car loan providers and auto dealerships

Some car loan providers will straight up reject your inquiry for a loan if you have bad credit, while some providers, like House of Cars, are entirely focused on helping people with bad credit scores.

In addition, some auto dealerships have payment plans that are meant to work even for people with bad credit that might be worth looking into. Some dealers could even finance your loan themselves!

In short, many companies are already considering the amounts of people in need of a car loan and are taking steps to help. Try and look for them and chose the one that better suits your needs.

Know what you can afford

After having gone through your current finances, give yourself an idea of how much you are actually able to pay back every month. This will help you get a better idea of how much you should be spending on your car’s purchase. Think of it as a budget-making process.

Once you’ve done that, research options that are within that budget; don’t limit yourself just to the idea of buying an entirely new car. Maybe opting for a used car instead fits your current budget better and can significantly lower the potential financial strain.

And finding great used cars for sale isn’t that much of a challenge! There are many ways to look for a great deal and assure that it is a trustworthy one.

Improving your chances of approval

Let’s imagine that you have chosen both your future car and the company you’re going to get a loan from. Here’s what you need to do to make sure they don’t look you over:

• Ensure your credit score shows a history of on-time payments: If you have missed any payments recently, they might decide not to go on with your inquiry. As we previously mentioned, this depends on the institution and the type of loan.
• Have a debt-to-income ratio lower than 43%: The lower the number, the higher the opportunity for you to get approved.
• Take into account the car’s current value: The smaller the money you are asking the loan provider, the better your chances of getting that loan.
• Apply with a cosigner: Having a second person backing you up might help show better numbers regarding your income and credit score rating. However, be sure to pay, as their credit score will be affected if anything goes wrong.
• Save up a significant amount for a down payment: Have the money at a hand’s reach and make sure your loan provider sees it might help convince him that you can handle the finances regarding any future payments.

House of Cars is here for you

Those are the basics for improving your chances of getting a second-hand car loan, as well as making sure you are well-covered for the foreseeable future.

If you need more assistance in getting that loan, you can apply for financing with us today. We understand that many people struggle with getting a loan due to their credit score.

This is why we’ve customized our financial program to consider all of your needs. At House of Cars, we approve good and bad credit.

Visit us at House of Cars Calgary for more information!

Those are just some of the questions you will most likely be asking yourself when considering any purchase.

There’s no reason to be worried at all, as there’s a simple process you can follow to make sure you’re getting a quality deal.

Make a budget

Even if you find a truck in the best conditions being sold for a reasonable price, you should know that maintenance costs will come more often with a pre-owned truck.

For that reason, you should first consider calculating a budget for your purchase.

Try to make sure that the money going towards purchasing your pre-owned truck doesn’t represent more than 20% of your take-home pay. Having a safety fund to cover any needs for repairs you might not notice at first is also a good call.

Finding the right dealership

Regardless of where you live, you are most likely already located near plenty of auto dealerships.

Still, there is the matter of making sure one of them is the best option to satisfy your needs.

To know if one of the dealers in question is a viable option, do some quick research online.

Using tools such as Google or Yelp, you can even find out what customers are saying overall and learn more about the type of service each dealership provides and their professionalism.

Ideally, you should look for a dealership that is both open to negotiation and can offer accurate information regarding a vehicle’s history.

Narrowing down your options

Truck manufacturers tend to offer several variations over the same model to accommodate a diverse customer base’s needs. Ask yourself, what do I need from this truck?

Maybe you need for it to be payload focused or with an above-average towing capacity. Perhaps you are not even contemplating it for heavy-duty work but daily use instead.

Knowing what you need beforehand and using it to evaluate your options is a great way to make sure which deal is the best one for you.

Test-Drive any promising options

Once you have found a truck that perfectly balances what you need with your budget, your best way to confirm if it is all right to purchase is to test-drive it. It’s an excellent way to make sure you feel comfortable in the driver’s seat and assess its current condition.

Is the driving position comfortable? Do the brakes work as intended? Those are some questions you could be asking yourself regarding the truck. Don’t worry about being nitpicky.

Alternatively, you can also hire a mechanic to inspect the car for you. Most auto dealerships won’t mind you doing that, and a mechanic can spot potential problems that you might not, saving money in the long run.

Have an idea of the market value

Imagine that you have decided on which truck to buy and are about to negotiate with the dealer.

You should have already researched the following about your truck: model, years of use, vehicle history and mileage.

Try to use current market values and estimate depreciation to find out its current value.

When negotiating, see how much the dealer is asking for the truck. If they were to ask for a higher price than what you calculated, then it means you have room for negotiation.

On the other hand, if it is accurately priced or even lower, you have found a great deal.

Get your ideal truck at House of Cars

You are now readier than ever to find out the best deals for pre-owned trucks.

If you need some to put your skills to practice, please visit us at House of Cars Calgary!

We will not only help you find an affordable and reliable vehicle that fits your needs, but also one that speaks to you.

Contact us today to learn more!

Ever since the COVID-19 pandemic began in 2020, many families saw themselves having to cancel their highly anticipated vacation trips.

A year later, many travel-related businesses have already taken action to reopen while still protecting their customers’ health.

It is entirely reasonable to wonder whether it is safe to travel again or not.

Since families are not interested in letting their hard-earned vacations go that quickly, a recent trend has appeared: Camper Trailer Road Trips.

Why Camper Trailer Vacations Are Popular

Many families are starting to buy camper trailers, take them out on road trips as an alternative for their vacations, and get more than expected in return.

It is not only an opportunity to go out in a responsible and socially distant way but also a chance to relax.

You can live the outdoor lifestyle together with your family and appreciate the scenery surrounding you while still having everything you might need at a hand’s reach. If you get hungry or need a quick nap, your camper trailer is always there to solve such needs in a hurry!

For example, you can plan a road trip to visit any of Alberta’s five national parks. As a family, you can appreciate and fall in love with the view from The Bear’s Hump or the Rock Lake Provincial Park.

You can also meet over 600 species of wildlife, including bison, elk and bears.

You can get the most out of these trips at any time and season of the year. Even after the pandemic ends, this is still an incredibly viable option for any future family vacations. If you are planning for a road trip for your family, you might as well give them one worth remembering.

Your first step should be to plan ahead and find a vehicle that can tow a camping trailer. The following are our top 4 options for towing vehicles that will get the job done.

2020 Dodge Durango

Of course, you might as well be looking for a discreet SUV that also fits your day-to-day needs back in your hometown.

The 2020 Dodge Durango can very easily tow up to 8,700 pounds, with a mileage of 21 miles per gallon, meaning that your camper trailer needs are still very well covered regardless of how often and elaborate your vacations are.

With this SUV, you can easily fit any bags or materials you might need during your vacation, with a space able to fit around 30 carry-on bags.

With a space big enough to carry up to seven people, nobody in your family has to fight over a comfortable seat.

2020 Chevrolet Tahoe

The 2020 Chevrolet Tahoe is another option to consider.

With a towing capacity of up to a maximum of 8,300 pounds and a mileage of 22 miles per gallon, this allows you to travel long distances even when towing a camper trailer.

Even by itself, the Chevrolet Tahoe has a cargo volume of up to 122.9 cubic feet. It easily allows for excellent storage of anything else you might also need for your trip. Nothing will be cramped in the back with that amount of space.

Having spacious passenger seats provides a comfortable space for a family (and even a guest or two) during long road trips. You will even have enough space to stretch your legs and enjoy the views.

If you are looking for a perfect Heavy Duty SUV to tow your camper, you can do no wrong in going with a 2020 Chevrolet Tahoe.

2020 Ford Ranger

Maybe you’re looking for a truck for those rockier road trips.

The 2020 Ford Ranger might be the ideal truck for you. With a towing capacity of over 7,500 pounds and mileage of around 24 miles per gallon, you got yourself covered.

With a cargo capacity of 33.9 cubic feet, you are a little limited when compared to the other options, but it is still enough to carry out the essentials with you at all times.

It can easily fit over 5 people and provide decent space for any adult or kid to stretch their legs and be comfortable.

2020 Chevrolet Silverado

Are road trips a long-lasting tradition in your family? This truck might help keep the ball rolling.

Probably the most spacious out of the group, you might even be unaware of whether you are in a moving truck or the comfort of your couch back at home. The only thing making you conscious that you’re in a moving vehicle is the stunning views you’ll be able to see from its spacious windows.

The Chevrolet Silverado is currently one of the strongest towing trucks available in the market.

With a towing capacity of up to 12,100 pounds and a mileage of over 33 miles per gallon, you shouldn’t even doubt whether it can fit your needs. Rest assured knowing it can take on the work without any problems.

With a cargo capacity of over 89.1 cubic feet, you can also take with you anything you might need on the road.

Get the perfect towing vehicle for your camper at House of Cars

These four vehicles should give you an idea of what you need to make your camper trailer road trip a reality.

If you are looking for other options or feel curious about the best vehicle for you, please visit us at House of Cars Calgary!

We want to help you find a vehicle that speaks to you, serves your needs and doesn’t break the bank. Contact us today to learn more!

A good credit score means that you will have a more attractive and healthy profile for institutions that provide financial loans.
So... how can an auto loan help you have a better credit history?

Different criteria can positively or negatively affect your credit score, such as:

• Your Payment History impacts 35% of your credit score and measures your behaviour with credit payments, whether you make them on time or if you tend not to meet your costs for some months.
• The relationship between your total debts and your income.
• The length of time your loan accounts have been active.

Applying for a car loan will help you improve your credit score, as long as the amount requested does not exceed the capacities of your income, and you pay your monthly debts on time.

Benefits you can expect while improving your credit score

• You will be a candidate for better financing options and better interest rates that will give you a boost to buy a better car.
• Good credit history opens the doors to other benefits that will surely interest you, such as different credit cards or personal loans at optimal rates.

Where to get the best cars and finance deals

If you are looking for a dealership in Calgary with a vast catalogue of vehicles at incredible prices, with financing options that help you improve your credit score, House of Cars Calgary is the right place for you!

Learn more about the financial services our finance department offers for you:

• Payment plans within your budget.
• A wide range of interest-rated and finance terms.
• Credit consolidation.
• Low bi-weekly payments (O.A.C.)
• Unemployment insurance.
• Private sale financing.

Contact the experts at House of Cars to learn more about it..

Here are five questions that we recommend you should ask yourself before buying an SUV.

Do you need an SUV?

This is the first important question you should ask yourself when planning on acquiring a vehicle.

After all, there are multiple types of vehicles out there, each one having specific characteristics that can be useful to you depending on your individual needs.

First and foremost, you need to clarify whether an SUV can give you what you desire and if you could meet your needs with another type of vehicle.

Should you buy a new or a used SUV?

This should probably be the second most important question you should ask yourself. Buying a used vehicle may be a smart financial decision, given that you can save up thousands of dollars.

Sure, there are some benefits to buying your SUV of choice as a new, unused model. You get peace of mind with a factory warranty and knowing that you’re the first one to own the vehicle.

However, don't forget they are more expensive and depreciate faster over the first couple of years of ownership.

You can get the SUV you desire used with just a few miles on it and save a lot of money in the process. Not to mention, the previous owner takes the initial depreciation hit.

At House of Cars Calgary, we have access to numerous makes and models and will find any vehicle you have your heart set on. Our objective is not only to help you drive away in a high-quality and affordable used car from our dealership, but we also want to make sure you get the ride that speaks to you.

What are the financial options that are available to you?

Buying your SUV in cash isn't an option for most people, and it might not even be the best idea for your finances, either.

We recommend applying for a car loan when planning on purchasing your future vehicle. Must auto dealerships offer different types of financial options depending on the car in question.

At House of Cars Calgary, we understand that financial balance is more important than ever for most people.

We actively strive to offer the best financing plans and deliver the best support. Our experts will guide you through the buying process and help you choose the SUV of your dreams.

You'll leave our dealership with a head-turning vehicle that fits your lifestyle and financial capacity. You will also have the peace of mind of having a fantastic deal that takes care of your bank account.

What is more important to you: Power or Efficiency?

There are different types of SUVs, depending on your needs. Crossover SUVs tend to offer more responsive handling and have better gas mileage.

However, a larger SUV will have more towing and hauling capacity but have less responsive handling.

Consider what you need it for and which do you prefer: Power or Efficiency?

What size of used SUV do you need?

There are different types of SUVs, but they also come in various sizes and have more room inside for passengers and baggage.

If you don’t need too much space, a subcompact SUV works.

However, if you need space for the whole family, luggage, and a lot of cargo, you might want to consider a full-size SUV.

Get the best SUV for YOU at House of Cars.

We hope this can help you in your future planning on purchasing an SUV.

If you are considering buying a used SUV, we can assure you that teaming up with House of Cars is the best option.

With us, you'll get not only the best selection of stunning high-quality vehicles but also the best financing options with real specialists to support you. We approve both good and bad credit.

If you want to be one step closer to getting your dream SUV and hitting the road, get in touch with us today!

But don´t worry, the process itself is relatively simple as long as you keep in mind these five things.

Make an informed decision

One of the main benefits of buying a vehicle online is that you have various choices to browse through in a matter of minutes. However, having too many options can make finding the right truck difficult.

You need first to decide your needs and your current budget. That way, you can do your research correctly and determine if the used truck that is appropriate for your needs.

• Will you be using your truck as a daily driver within a city?
• Will you be hauling large loads often?
• Do you need space for a passengers?

Having this information already at hand will facilitate finding a proper pre-owned truck for your needs!

Decide the type of finance you will need

When planning on buying a vehicle, you most likely will not be buying it outright, so you need to be looking for financing options.

You can apply for a used car loan from a bank or a dealership, each option having both advantages and differences.

However, dealerships are more convenient since you can get the car and financing plan in one place.

Here at House of Cars, we provide our customers with comfortable options tailored to meet their needs, even if their credit score is less than desirable.

Inspect the used truck history

Once you have identified the truck that interests you, contact the dealer from the dealership that sells said vehicle and ask to see the truck's history report.

They’re often referred to as Carfax reports (though Carfax.com is just one provider, joined by AutoCheck.com and other sources in providing vehicle history reports).

Uncovering these, in the beginning, can save you time and money later on. What’s more, it can even give you leeway to negotiate for a better price!

Vehicle Inspection and Test Drive

Everything will look perfect through the screen, so it is still important to inspect the vehicle and take it for a test drive.

You can tell a lot about a vehicle during a test drive, especially if you have experience with other cars.

Make sure it looks as good in person as it does on the computer screen.

Negotiate and acquire your keys

Once you have established that you are satisfied with the truck of your choosing, you can start having a conversation with your dealer to start negotiating the price, the down payment and monthly payments.

This is where all of your previous research will come into play. You might have information that will help you negotiate a better price for your truck!

Get the Truck of Your Dreams at House of Cars

Don't wait any longer, and get your pre-owned truck today at House of Cars Calgary!

You have everything you will need: the best truck catalogue in the market and the best financing options regardless of your credit history. This way, you won’t have to worry about sacrificing the model you want for affordability.

Contact House of Cars to learn more about our catalogue and simple application process!

Buying a Used Car can be very beneficial in many ways—one of the most common examples being that you can purchase a vehicle at a lower price.

However, even if the price is much lower than a new car, most people won't be able to buy out a used car. Like most people, you might need to apply for a loan.

Here at House of Cars, we have some tips on what you should know before getting a used car loan.

Get your credit score before you apply

Knowing your credit score before applying is essential to be organized and situation-aware when making such a large investment.

Lenders will look at your credit history before deciding what credit rating to offer or if you even qualify to get the car you want.

Knowing your score beforehand will help you choose a dealer the right car dealer for you. If you have poor credit, House of Cars will be the best option for you since we specialize in offering fair rates on poor credit loans.

Research all lender options

We recommend not applying for the first loan agreement offered to you. Instead, shop around at different dealerships to get a better idea of what is available to you.

Even if lenders don't offer you a better rate, you can still shop around for different dealership sale events and other promotions.

If you're looking to get a third party opinion, there are various places where you can pre-qualify for financing outside of an auto dealer, such as:

• National banks
• Credit unions
• Community banks
• Other finance companies

These companies have customer service departments that can give a more straightforward explanation of how loan applications work and what you should be looking for. That way, you will be prepared when you walk through any dealership's doors.

Look out for "Too Good To Be True" deals

Some lenders will offer clients with higher interest rates the opportunity to refinance 6 months after buying their vehicle, so they can get a lower rate and monthly payment.

Lenders will not refinance a vehicle without a substantial amount paid off the loan first. Be aware of promises like these, and refer back to calling a lender directly to clarify what can and cannot be done.

Bonus: What happens if you miss a loan payment?

In this article, we gave you great tips to help you stay ahead of the game, but we also want you to be successful after you've driven away in your new vehicle.

Missing a payment could result in a few undesirable outcomes, such as:

• Late fees
• Bank fees
• Additional interest charges
• A record on your credit history
• A negative hit on your credit score

There are a few things that can be done in case of a financial emergency. You could call the lender in advance to defer payments or even inquire about refinancing options to secure a more affordable payment plan.

The reasons above are just another reason why choosing the right dealer is essential. Here at House of Cars, we guide and advise our clients to select loan options that protect their finances without sacrificing the vehicle they need and want.

House of Cars is here for you

We hope you found these tips and suggestions helpful as you begin your journey to find a new ride.

Our team wants to be a part of your adventure and help you find the vehicle of your dreams while keeping your pockets full!

We also welcome any questions and concerns you may have. We'll do our best to make sure you are informed and comfortable during your exciting car shopping experience.

Click here to team up with House of Cars and begin your journey with us today!

Here at House of Cars, we put together this quick guide to help you maintain your used car and avoid unnecessary repair bills or, worse, giving your used car an early retirement.

Read Your Car Manual Thoroughly

Your car’s manual is all you have to go on when learning about your vehicle’s needs. Reading it is crucial as a vehicle owner, given that it provides key information that can be helpful for maintenance or repairing.

Some cases in which reading the vehicle’s manual can be useful:

• Fluids: The manual will show a person how to check and replace the fluids. These car fluids can do everything from ensuring the car runs smoothly all the way to help you with visibility.
• Vehicle issues: Common issues arise on any vehicle. The manual will have information about common problems and fixes.
• Battery Information: Knowing the battery’s brand and the size needed will help you when it eventually starts to run out.
• Tire PSI: The manual will help you determine the PSI (pounds per square inch) pressure levels your tires require.
• Alarm Lights: Something blinked on the panel, but you have no idea what the symbol might mean? The manual will aid in identifying the icon and what it signifies.

The car manual provides all the information needed for safety, customization and, of course, repair and maintenance.

Skimming through the manual and having it ready will ensure that you are always prepared to deal with anything that may arise, avoiding unnecessary expenses and extending the life of your vehicle.

Inspect Your Tires

You have to inspect your tires at least once a year. The importance of tire maintenance cannot be overlooked.

Misaligned wheels and proper inflation are just two of the tire-related problems that can result in accidents and the loss of your car or your life.

Taking care of your tires is easy, as it requires little time and effort.

Inflate your tires to the correct PSI, rotate them and align them adequately to prevent any issues from damaging your investment.

Getting an oil change

After 3,000 or so miles, depending on your model and brand, you need to bring your car to the shop for an oil change.

While it appears as something obvious, many car owners don’t keep up with oil changes, thinking their vehicles don’t need it.

This may be true. Your car may not need it right away, but it’ll start to deteriorate in the following months, lowering its life expectancy.

Getting an oil change gives you better gas mileage as it goes in hand with the oil quality.

Oil change also reduces engine wear and tear, as it removes dirt that can build-up in your engine due to use. It contributes to the cleanness of your engine, promoting its lifespan.

Check the condition of the battery

The condition of a car battery can mean the difference between safely commuting or being stranded on the side of the road.

Battery issues are a problem every driver wants to avoid, so here are a few tips to help your battery stay free of deficiencies.

• Clean the top of the battery and around the terminals. A clean area will help you detect and prevent any damage.
• Tie up your cables to prevent them from moving and becoming caught by their surroundings and becoming damaged.
• Make sure to have your battery life checked when you go in for an oil change. This will help you replace it on time before it gives out inconveniently.
• Batteries are always in use in one way or another, especially with newer vehicles. Remember to start your car regularly to prevent the battery from dying.

Visit House of Cars and be ready to hit the road!

We hope these tips are useful to you and enable you to take better care of your used vehicle. Remember that caring for your car will ensure that you reap the benefits of your investment.

If you have intentions of purchasing a used car but don’t know where to start, be sure to visit House of Cars. Our experts can help you pick your dream car and not settle on the next best thing.

Contact us to acquire more information about our financial plans and current inventory!